Used Car Finance in Colchester
At MotorDesk Test Site, we make financing used cars in Ipswich and Suffolk a breeze, even for our Colchester customers! Whether you're eyeing a classic American beauty or a robust muscle car, our flexible finance options ensure you drive away with your dream car without any fuss. Let's get you on the road!
Representative Finance Example
| Cash Price £34,993.00 | Total Deposit £0.00 |
| Total Amount of Credit £34,993.00 | First Payment £707.86 |
| 58 Monthly Payments £707.86 | Final Payment £707.86 |
| Agreement Duration 60 months | Admin Fee £0.00 |
| Option to Purchase Fee £0.00 | Interest Charges £7,478.60 |
| Total Amount Payable £42,471.60 | Annual Fixed Interest Rate 7.90% |
| Representative APR 7.90% |
| Cash Price £34,993.00 | Total Deposit £0.00 | Total Amount of Credit £34,993.00 | First Payment £707.86 | 58 Monthly Payments £707.86 |
| Final Payment £707.86 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £7,478.60 |
| Total Amount Payable £42,471.60 | Annual Fixed Interest Rate 7.90% | Representative APR 7.90% |
| Cash Price £34,993.00 | Total Deposit £0.00 | Total Amount of Credit £34,993.00 | First Payment £707.86 | 58 Monthly Payments £707.86 | Final Payment £707.86 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £7,478.60 | Total Amount Payable £42,471.60 | Annual Fixed Interest Rate 7.90% | Representative APR 7.90% |
We offer a variety of financing options to suit your needs, including hire purchase agreements, personal contract purchase plans, and straightforward loans. Our team is here to help you find the best option to make your car purchase affordable.
Applying for car finance is simple! Just visit our website and fill out the online application form. Alternatively, you can visit us in person in Colchester, and we'll guide you through the process step-by-step.
Yes, you can! We work with a range of lenders who specialize in providing finance options for individuals with various credit histories. We encourage you to apply, as we often find solutions for our customers regardless of their credit scores.
Typically, you'll need to provide proof of identity (such as a passport or driving licence), proof of income (like recent payslips or bank statements), and proof of address. We may require additional documents, which we'll specify during the application process.
Absolutely! Financing through us ensures you get competitive interest rates, flexible payment terms, and the convenience of sorting everything out under one roof. Plus, our expert team will be with you every step of the way, from choosing your car to finalising the finance.
Yes, you can! Part exchanges are a great way to reduce the overall cost of your next vehicle. Bring your current car to our dealership, and we'll assess its value and how it can be used to offset the cost of the car you're looking to purchase.