Used Car Finance in Ipswich
At MotorDesk Test Site, we make financing your next vehicle straightforward. Offering competitive finance options for used cars in Ipswich and Suffolk, we help you find a plan that suits your budget. Drive away with your ideal car through hassle-free financing tailored just for you.
Representative Finance Example
| Cash Price £34,993.00 | Total Deposit £0.00 |
| Total Amount of Credit £34,993.00 | First Payment £707.86 |
| 58 Monthly Payments £707.86 | Final Payment £707.86 |
| Agreement Duration 60 months | Admin Fee £0.00 |
| Option to Purchase Fee £0.00 | Interest Charges £7,478.60 |
| Total Amount Payable £42,471.60 | Annual Fixed Interest Rate 7.90% |
| Representative APR 7.90% |
| Cash Price £34,993.00 | Total Deposit £0.00 | Total Amount of Credit £34,993.00 | First Payment £707.86 | 58 Monthly Payments £707.86 |
| Final Payment £707.86 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £7,478.60 |
| Total Amount Payable £42,471.60 | Annual Fixed Interest Rate 7.90% | Representative APR 7.90% |
| Cash Price £34,993.00 | Total Deposit £0.00 | Total Amount of Credit £34,993.00 | First Payment £707.86 | 58 Monthly Payments £707.86 | Final Payment £707.86 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £7,478.60 | Total Amount Payable £42,471.60 | Annual Fixed Interest Rate 7.90% | Representative APR 7.90% |
We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our finance team can help tailor a plan that suits your budget and needs.
Yes, you can! We work with several lenders who specialize in providing finance options for individuals with various credit histories. We encourage you to apply as we consider all circumstances.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of income (like recent payslips or bank statements), and proof of address (such as a utility bill or council tax statement).
We strive to process all applications promptly. In most cases, you can expect a decision within 24 to 48 hours after submitting all the required documentation.
Absolutely! We accept part exchanges, and the value of your current vehicle can be used towards the deposit for your new purchase. Our team will assess your vehicle and offer a competitive trade-in value.
We are transparent about all costs involved in your car finance agreement. Typically, there may be an arrangement fee and possibly an early settlement fee if you choose to pay off your finance early. All fees will be clearly outlined in your finance agreement.