Used Car Finance in Suffolk

At MotorDesk Test Site, we make financing your next vehicle straightforward. Offering competitive rates on used cars in Ipswich and Suffolk, our tailored finance options ensure you can drive away with ease. Contact us today to explore flexible financing solutions that fit your budget.

Alfa Romeo Giulia 2.9 V6 Bi-Turbo Quadrifoglio Saloon 4dr Petrol Auto Euro 6 (s/s) (520 ps)

£81,000

Alfa Romeo
Alfa Romeo

Giulia

£81,000
10,000 milesPetrolAutomatic28 mpg
BMW M5 4.4i V8 Competition Saloon 4dr Petrol Steptronic xDrive (s/s) (625 ps)

£61,643

BMW
BMW

M5

£61,643
201917,000 milesPetrolAutomatic24.1 mpgULEZ CompliantRoad Tax £190 / £600 per year
Volkswagen Golf 2.0

£60,000

Volkswagen
Volkswagen

Golf

£60,000
20171 mileDieselManual62.8 mpgULEZ CompliantRoad Tax £160 per year
BMW M5 4.4i V8 Competition Saloon 4dr Petrol Steptronic xDrive (s/s) (625 ps)

£57,000

BMW
BMW

M5

£57,000
201917,000 milesPetrolAutomatic24.1 mpgULEZ CompliantRoad Tax £190 / £600 per year
BMW M5 4.4i V8 Competition Saloon 4dr Petrol Steptronic xDrive (s/s) (625 ps)

£56,018

BMW
BMW

M5

£56,018
201925,000 milesPetrolAutomatic24.1 mpgULEZ CompliantRoad Tax £190 / £600 per year
BMW M5 4.4i V8 Competition Saloon 4dr Petrol Steptronic xDrive Euro 6 (s/s) (625 ps)

£55,000

BMW
BMW

M5

£55,000
201917,000 milesPetrolAutomatic24.1 mpgULEZ CompliantRoad Tax £190 / £600 per year
BMW 3 Series 3.0 335d M Sport Touring 5dr Diesel Auto xDrive (s/s) (313 ps)

£50,000

BMW
BMW

3 Series

£50,000
1 mileDieselAutomatic39.2 mpg
Alfa Romeo Giulia 2.9 V6 Bi-Turbo Quadrifoglio Saloon 4dr Petrol Auto Euro 6 (s/s) (520 ps)

£48,141

From £639 per month
Alfa Romeo
Alfa Romeo

Giulia

£48,141
(From £639 per month)
2023123 milesPetrolAutomatic28.2 mpgULEZ CompliantRoad Tax £190 / £600 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £48,141 | Total Deposit: £23,141 | Total Amount of Credit: £25,000 | First Payment: £638.87 | 58 Monthly Payments: £638.87 | Final Payment: £738.87 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £100 | Interest Charges: £13,432.20 | Total Amount Payable: £61,573.20 | Annual Fixed Interest Rate: 19.91% | Representative APR: 20.00%
Mercedes-Benz C Class 3.0 C43 V6 AMG Cabriolet 2dr Petrol G-Tronic+ 4MATIC Euro 6 (s/s) (390 ps)

£38,950

Mercedes-Benz
Mercedes-Benz

C Class

£38,950
20197,100 milesPetrolAutomatic28.3 mpg
Jaguar I-PACE 400 90kWh First Edition SUV 5dr Electric Auto 4WD (400 ps)

£37,950

Jaguar
Jaguar

I-PACE

£37,950
201912,345 milesElectricAutomaticULEZ Compliant
Mercedes-Benz A Class 2.0 A35 AMG (Premium Plus) Hatchback 5dr Petrol SpdS DCT 4MATIC (s/s) (306 ps)

£37,500

From £639 per month
Mercedes-Benz
Mercedes-Benz

A Class

£37,500
(From £639 per month)
201917,001 milesPetrolAutomatic35.3 mpgULEZ CompliantRoad Tax £190 / £600 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £37,500 | Total Deposit: £12,500 | Total Amount of Credit: £25,000 | First Payment: £638.87 | 58 Monthly Payments: £638.87 | Final Payment: £738.87 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £100 | Interest Charges: £13,432.20 | Total Amount Payable: £50,932.20 | Annual Fixed Interest Rate: 19.91% | Representative APR: 20.00%
Mercedes-Benz A Class 2.0 A35 AMG (Premium Plus) Hatchback 5dr Petrol SpdS DCT 4MATIC Euro 6 (s/s) (306 ps)

£34,183

From £639 per month
Mercedes-Benz
Mercedes-Benz

A Class

£34,183
(From £639 per month)
201912,345 milesPetrolAutomatic35.3 mpgULEZ CompliantRoad Tax £190 / £600 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £34,183 | Total Deposit: £9,183 | Total Amount of Credit: £25,000 | First Payment: £638.87 | 58 Monthly Payments: £638.87 | Final Payment: £738.87 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £100 | Interest Charges: £13,432.20 | Total Amount Payable: £47,615.20 | Annual Fixed Interest Rate: 19.91% | Representative APR: 20.00%
BMW 3 Series 3.0 335d M Sport Touring 5dr Diesel Auto xDrive Euro 6 (s/s) (313 ps)

£27,000

BMW
BMW

3 Series

£27,000
201635,000 milesDieselAutomatic49.6 mpgULEZ CompliantRoad Tax £255 per year
BMW 3 Series 3.0 335d M Sport Touring 5dr Diesel Auto xDrive (s/s) (313 ps)

£25,500

BMW
BMW

3 Series

£25,500
201638,000 milesDieselAutomatic39.2 mpgULEZ Compliant
Volkswagen Golf 2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel DSG Euro 6 (s/s) (184 ps)

£23,026

Volkswagen
Volkswagen

Golf

£23,026
20171,234 milesDieselAutomatic57.6 mpgRoad Tax £160 per year
Volkswagen Golf 2.0 TDI BlueMotion Tech GTD Hatchback 5dr Diesel DSG (s/s) (184 ps)

£22,500

Volkswagen
Volkswagen

Golf

£22,500
201712,345 milesDieselAutomatic57.6 mpgRoad Tax £160 per year
BMW 2 Series 2.0 220i Sport Coupe 2dr Petrol Manual (s/s) (148 g/km, 184 bhp)

£17,155

BMW
BMW

2 Series

£17,155
20141 milePetrolManual44.8 mpgULEZ CompliantRoad Tax £190 per year
Abarth 595 1.4 T-Jet Trofeo Hatchback 3dr Petrol Manual (160 bhp)

£12,974.04

From £298 per month
Abarth
Abarth

595

£12,974.04
(From £298 per month)
201714,000 milesPetrolManual47.08 mpgULEZ CompliantRoad Tax £190 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,974.04 | Total Deposit: £1,297.40 | Total Amount of Credit: £11,676.64 | First Payment: £297.85 | 58 Monthly Payments: £297.85 | Final Payment: £397.85 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £100 | Interest Charges: £6,294.36 | Total Amount Payable: £19,268.40 | Annual Fixed Interest Rate: 19.81% | Representative APR: 20.00%
Renault Grand Scenic 1.9 dCi Privilege TomTom MPV 5dr Diesel Manual Euro 4 (130 ps)

£12,345

Renault
Renault

Grand Scenic

£12,345
201012,345 milesDieselManual50.4 mpgULEZ Not CompliantRoad Tax £210 per year
Mercedes-Benz A Class 2.0 A35 AMG (Premium Plus) Hatchback 5dr Petrol SpdS DCT 4MATIC (s/s) (306 ps)

£12,345

From £284 per month
Mercedes-Benz
Mercedes-Benz

A Class

£12,345
(From £284 per month)
201917,000 milesPetrolAutomatic35.3 mpgULEZ CompliantRoad Tax £190 / £600 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,345 | Total Deposit: £1,234.50 | Total Amount of Credit: £11,110.50 | First Payment: £283.35 | 58 Monthly Payments: £283.35 | Final Payment: £383.35 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £100 | Interest Charges: £5,990.50 | Total Amount Payable: £18,335.50 | Annual Fixed Interest Rate: 19.80% | Representative APR: 20.00%
BMW 1 Series 3.0 M135i Sports Hatch 5dr Petrol Automatic (s/s) (175 g/km, 320 bhp)

£12,345

BMW
BMW

1 Series

£12,345
201412,345 milesPetrolAutomatic37.7 mpgULEZ CompliantRoad Tax £305 per year
Ferrari F40 2.9 Coupe 2dr Petrol Manual (478 bhp)

£12,345

Ferrari
Ferrari

F40

£12,345
198312,000 milesPetrolManual
Volkswagen Golf 1.6 TDI Match Edition BMT 110PS 5DR

£10,000

Volkswagen
Volkswagen

Golf

£10,000
201712,345 milesDieselManual
Representative Finance Example
Cash Price
£34,993.00
Total Deposit
£0.00
Total Amount of Credit
£34,993.00
First Payment
£707.86
58 Monthly Payments
£707.86
Final Payment
£707.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£7,478.60
Total Amount Payable
£42,471.60
Annual Fixed Interest Rate
7.90%
Representative APR
7.90%
Cash Price
£34,993.00
Total Deposit
£0.00
Total Amount of Credit
£34,993.00
First Payment
£707.86
58 Monthly Payments
£707.86
Final Payment
£707.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£7,478.60
Total Amount Payable
£42,471.60
Annual Fixed Interest Rate
7.90%
Representative APR
7.90%
Cash Price
£34,993.00
Total Deposit
£0.00
Total Amount of Credit
£34,993.00
First Payment
£707.86
58 Monthly Payments
£707.86
Final Payment
£707.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£7,478.60
Total Amount Payable
£42,471.60
Annual Fixed Interest Rate
7.90%
Representative APR
7.90%

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Each option provides flexibility to suit different budgets and preferences.

Yes, we provide finance solutions for customers with various credit histories. Our team works with multiple lenders to find the most suitable option for you.

The process is straightforward. Start by filling out our online finance application form. Once submitted, our finance team will review your application and contact you to discuss the available options.

We are transparent about any fees or charges that may apply. These will be fully explained during the finance application process, ensuring you have all the information before making a decision.

Absolutely, we accept part exchanges as a deposit. Our team will assess your current vehicle and provide a competitive valuation that can be put towards your finance deposit.

Approval times can vary depending on your financial circumstances and the completeness of your application. Typically, finance approvals can be obtained within 24 to 48 hours after submitting a complete application.